With the Chase +1SM credit card program, points are known as Karma Points. They are called Karma Points because, in addition to using these points to get stuff for yourself, you can also choose to share them with friends or give them to causes. Here's how you can currently earn Karma Points:
1 Karma Point is approximately $1 in retail value for redemptions at the Chase +1 store.
Make your first purchase with your Chase +1 credit card (20 Karma Points)
Once your Chase +1 card is activated, you will receive 20 Karma Points after you make your
first purchase with the card. 1
1 Karma Points will be posted at ChasePlus1.com. Please allow 6 to 8 weeks after each activity for which you will earn Karma Points for the points to post. In addition to any other activities for which we may decide to offer Karma Points, you will earn twenty (20) Karma points after your first purchase/first use of the card. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. Karma Points are also earned if you pay on time. You will earn two (2) Karma Points for each month your account is in good standing and you pay your account on time. If you pay your account on time for six (6) consecutive months, and your account is otherwise in good standing, you will earn an additional eight (8) bonus points. To pay on time, you must make at least a minimum payment on your Chase +1SM Credit Card before the due date indicated on your account statement. In order to earn and redeem Karma Points through the program, you must be a Chase +1 cardmember, activate your credit card, register your account on www.chaseplus1.com and maintain your original Facebook profile. If you do not register your card prior to earning Karma Points, the Karma Points earned will be forfeited unless you subsequently register your account within six months of the date the Karma Points were earned. See the Chase +1 Student Credit Card Program Rules and Regulations for complete details. Karma Points can only be earned and redeemed through www.chaseplus1.com.
Pass the Credit Essentials Quiz (5 Karma Points)
After your Chase +1 card is registered at ChasePlus1.com, you have the opportunity to earn 5
Karma Points when you take and pass the Credit Essentials Quiz.
Pay your bill on time (2 Karma Points every month)
You will receive 2 Karma Points each time you pay your bill on time.1
1 Karma Points will be posted at ChasePlus1.com. Please allow 6 to 8 weeks after each activity for which you will earn Karma Points for the points to post. In addition to any other activities for which we may decide to offer Karma Points, you will earn twenty (20) Karma points after your first purchase/first use of the card. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. Karma Points are also earned if you pay on time. You will earn two (2) Karma Points for each month your account is in good standing and you pay your account on time. If you pay your account on time for six (6) consecutive months, and your account is otherwise in good standing, you will earn an additional eight (8) bonus points. To pay on time, you must make at least a minimum payment on your Chase +1SM Credit Card before the due date indicated on your account statement. In order to earn and redeem Karma Points through the program, you must be a Chase +1 cardmember, activate your credit card, register your account on www.chaseplus1.com and maintain your original Facebook profile. If you do not register your card prior to earning Karma Points, the Karma Points earned will be forfeited unless you subsequently register your account within six months of the date the Karma Points were earned. See the Chase +1 Student Credit Card Program Rules and Regulations for complete details. Karma Points can only be earned and redeemed through www.chaseplus1.com.
Pay your bill on time for six months in a row (8 additional Karma Points)
If you pay your bill on time for six months in a row you will receive 8 additional Karma Points.1 2
1 Karma Points will be posted at ChasePlus1.com. Please allow 6 to 8 weeks after each activity for which you will earn Karma Points for the points to post. In addition to any other activities for which we may decide to offer Karma Points, you will earn twenty (20) Karma points after your first purchase/first use of the card. First purchase/first use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. Karma Points are also earned if you pay on time. You will earn two (2) Karma Points for each month your account is in good standing and you pay your account on time. If you pay your account on time for six (6) consecutive months, and your account is otherwise in good standing, you will earn an additional eight (8) bonus points. To pay on time, you must make at least a minimum payment on your Chase +1SM Credit Card before the due date indicated on your account statement. In order to earn and redeem Karma Points through the program, you must be a Chase +1 cardmember, activate your credit card, register your account on www.chaseplus1.com and maintain your original Facebook profile. If you do not register your card prior to earning Karma Points, the Karma Points earned will be forfeited unless you subsequently register your account within six months of the date the Karma Points were earned. See the Chase +1 Student Credit Card Program Rules and Regulations for complete details. Karma Points can only be earned and redeemed through www.chaseplus1.com.
2 Not to exceed more than 16 Karma Points per 12 month period.